Payments built for B2B.
Large tickets, net terms, and recurring invoices deserve better than flat-rate pricing. BlueSwipe optimizes every transaction and automates the way you get paid.
- Level 2 & 3 data
- Lower large-ticket rates
- ERP sync
Built for B2B
Big tickets, lower rates.
Commercial cards carry data most processors ignore. We pass Level 2 and 3 details automatically so your largest transactions qualify for the lowest rates.
See my large-ticket savingsLevel 2 & 3 data,
lower interchange.
We send the extra card data on every eligible sale so big tickets settle at the best possible rate.
Recurring & terms,
on autopilot.
Net terms, retainers, and subscriptions bill themselves with cards on file and automatic retries.
ACH and card,
one ledger.
Accept both, reconcile once, and keep every receivable in a single clean view.
Everything AR needs.
From the first invoice to the cleared deposit, your receivables run on one system.
Invoicing & pay-by-link
Send branded invoices with a secure pay link and let customers settle by card or ACH in one click.
Level 2 & 3 optimization
Qualify large commercial transactions for lower interchange automatically, with no extra data entry.
Recurring & net terms
Automate subscriptions, retainers, and scheduled billing with stored cards and smart retries.
ACH & wire
Move large balances at low flat cost when a card is not the right rail for the deal.
Card-on-file vaulting
Tokenize and store customer cards securely for fast repeat billing and fewer declines.
ERP & accounting sync
Post payments straight to your ERP or accounting system so the books reconcile themselves.
From invoice to cleared.
A guided switch that plugs into the AR workflow you already run.
Free fee review
Send a statement and we map every large-ticket and downgrade fee you are paying today.
Connect your AR
We wire BlueSwipe into your ERP, invoicing, and accounting tools so payments flow automatically.
Automate billing
Set up recurring schedules, terms, and card-on-file so collections run without manual steps.
Get paid faster
Go live with Level 2 and 3 optimization and next-day funding on the volume that matters most.
How we stack up.
The names you would actually weigh in b2b. Same BlueSwipe, every time.
| Feature | BlueSwipe Recommended | Bill.com | Stax | Stripe |
|---|---|---|---|---|
| Transparent Interchange+ pricing | Flat add-on | |||
| Level 2 & 3 optimization | Limited | Add-on | Manual | |
| Concierge US support · 95+ NPS | Tiered | Chat | Docs / email | |
| ERP & accounting sync | Partial | API only | ||
| ACH & card on one ledger | Add-on | |||
| Next-day funding | Standard | Add-on | 2 days | |
| No long-term contract |
BlueSwipe Recommended - Transparent Interchange+ pricing
- Level 2 & 3 optimization
- Concierge US support · 95+ NPS
- ERP & accounting sync
- ACH & card on one ledger
- Next-day funding
- No long-term contract
- Transparent Interchange+ pricing Flat add-on
- Level 2 & 3 optimization Limited
- Concierge US support · 95+ NPS Tiered
- ERP & accounting sync
- ACH & card on one ledger
- Next-day funding Standard
- No long-term contract
- Transparent Interchange+ pricing
- Level 2 & 3 optimization Add-on
- Concierge US support · 95+ NPS Chat
- ERP & accounting sync Partial
- ACH & card on one ledger Add-on
- Next-day funding Add-on
- No long-term contract
- Transparent Interchange+ pricing
- Level 2 & 3 optimization Manual
- Concierge US support · 95+ NPS Docs / email
- ERP & accounting sync API only
- ACH & card on one ledger
- Next-day funding 2 days
- No long-term contract
We build your side-by-side line by line and send it privately - your numbers, never shown publicly.
Plugs into your stack.
Connect the ERP, CRM, and accounting tools your finance team already lives in.
175+ integrations and counting. Don't see yours? Ask us.
Our invoices used to bleed margin on every large card payment. With Level 2 and 3 data flowing automatically, the rate on our biggest deals dropped overnight.
Questions b2b teams ask.
How does Level 2 and 3 data lower my rate?
Commercial and purchasing cards reward richer transaction data with lower interchange. BlueSwipe passes those fields automatically on every eligible sale, so your large tickets qualify for the best rates without extra work.
Can I accept both ACH and cards?
Yes. Run cards for speed and ACH or wire for large balances, all reconciled in one ledger so you never chase a payment across systems.
Will it sync with our ERP?
In most cases, yes. We integrate with the leading ERP and accounting platforms so payments post back automatically and your books stay clean.
Do you support net terms and recurring billing?
We do. Store cards on file, automate retainers and subscriptions, and let scheduled invoices bill themselves with smart retries on declines.
Stop overpaying
on big tickets.
RMA Certified Solution Partner · Registered ISO of Citizens Bank, N.A. · Richmond, VA · (800) 790-1207