Pay less to get paid.
Merchants who switch to BlueSwipe save about 20% on average. We look at your volume, ticket size, and industry, then pick whichever pricing model works out cheaper for you — and back it with a person you can actually call.
Trusted by Richmond merchants and beyond
How we price
Two models. We pick the cheaper one for you.
There's no single best rate for every business. So we run your numbers through both models and put you on whichever one costs you less — then we show you the math.
Flat-rate
One predictable rate across every card type. Easy to read on a statement, easy to budget around — ideal for steady, lower-ticket volume.
- One simple rate
- No surprise line items
- Great for predictable books
Dual pricing / surcharge
Offset card costs at the point of sale, fully compliant and clearly disclosed to your customer. Often the lowest net cost for higher-ticket merchants.
- Card-cost offset built in
- Compliant & clearly disclosed
- Strong for higher tickets
See exactly how we compare the two models — no live quotes, just the approach.
What's on the account.
Everything you'd expect from a modern processor — plus the things most of them charge extra for.
Next-day funding
Money lands the next business day. No three-day holds eating into your cash flow.
Concierge support
USA-based, full-time, and assigned to your account by name. No bots, no hold music.
Working capital
A cash advance against future processing when you need to move — optional, never pushed.
Gift & loyalty
Digital gift cards and a built-in loyalty program, included on the account.
Recurring & invoicing
Subscriptions, payment plans, and send-and-get-paid invoices, all in one place.
Customer analytics
New vs. returning, daypart breakdowns, and clean exports whenever you want them.
Accept it anywhere your customers are.
At the counter, on the road, or online — one account, one statement, one person to call.
Countertop & mobile terminals
Modern, EMV-ready hardware with tap, chip, and swipe. Tableside, curbside, or at the front desk — it just works.
- Tap to Pay on phone
- Smart terminals & PIN pads
- Same-day equipment swap
Hosted checkout & 175+ carts
A secure hosted checkout you can drop in anywhere, plus native plug-ins for the platforms you already run.
- Shopify, WooCommerce, BigCommerce
- Hosted & embedded checkout
- PCI handled for you
Wired into the stack you already run · 175+ carts, 50+ POS
See your savings, privately.
Set your volume and ticket size. We'll build a line-by-line breakdown across both pricing models and send it straight to your inbox — never shown publicly.
We'll show your full side-by-side — current processor vs. both BlueSwipe models — line by line.
No spam, no obligation. Just your numbers.
Switching to BlueSwipe as our payment processor has been a great decision for our organization.
Keep more of
every sale.
Get a free audit of your current fees. You keep the breakdown either way — no commitment, no pressure.
Two Richmond locations · (800) 790-1207 · Registered ISO of Citizens Bank, N.A.