Pricing that fits the way you process.
Blueswipe reviews your volume, average ticket, and industry - then recommends the setup that saves you the most.
Real fast.
Choose the pricing model that works for you.
Three clear ways to price - and one promise: we put you on whichever model costs you less.
Dual pricing
Our compliant surcharge model - the cost of card acceptance passes to the cardholder, so credit processing can cost your business effectively nothing.
- 0% business cost on credit cards
- Debit cards at 2.29% to the business
- Compliant signage & disclosures, handled
Flat rate
SimpleOne predictable rate on every card, every time. Simple to read on a statement, simple to budget around.
- One rate on credit & debit
- No per-transaction fee
- Easiest to forecast monthly
Customized
TailoredTailored pricing and terms for higher volume, larger tickets, or industry-specific needs.
- Interchange-plus & blended options
- Priced on your volume & ticket
- Dedicated onboarding
Rates shown are starting and representative - your real number depends on volume, ticket size, and industry. We never quote a final savings figure publicly; your private report shows the real numbers.
What's included in every plan.
No matter which model you land on, the whole platform comes with it.
Next-day funding
Get paid faster with eligible accounts.
Real human support
U.S.-based experts who respond fast.
175+ integrations
Connect with the tools you already use.
Advanced reporting
Actionable insights to grow your business.
Gift & loyalty
Drive repeat business with built-in programs.
Secure payments
Bank-level security you can trust.
How we price vs the usual options.
Transparent by default - next to the processors and aggregators you'd otherwise sign with.
| Feature | Blueswipe Recommended | Traditional Processor | PayFac / Aggregator |
|---|---|---|---|
| Transparent pricing | Often hidden fees | Variable pricing | |
| Contract flexibility | Long-term contracts | Often locked-in | |
| Real human support | Tier-1 call centers | Mostly self-serve | |
| Funding speed | 2-3 days | 2-7 days | |
| Integrations | 175+ | Limited | Limited |
| Average savings | 20% | 8-12% | 5-10% |
Blueswipe Recommended - Transparent pricing
- Contract flexibility
- Real human support
- Funding speed
- Integrations 175+
- Average savings 20%
- Transparent pricing Often hidden fees
- Contract flexibility Long-term contracts
- Real human support Tier-1 call centers
- Funding speed 2-3 days
- Integrations Limited
- Average savings 8-12%
- Transparent pricing Variable pricing
- Contract flexibility Often locked-in
- Real human support Mostly self-serve
- Funding speed 2-7 days
- Integrations Limited
- Average savings 5-10%
How it works.
Send a statement
Upload a recent statement so we can analyze your fees.
Get your private report
We review your numbers and find your savings.
Choose the better setup
We recommend the model that works for you.
Go live
We handle the switch. You start saving.
Frequently asked questions.
Do you charge setup fees?
There is no fee to apply and no monthly setup charge. The only upfront cost is equipment, if you need any. That one-time hardware amount appears on your merchant agreement in the application fee field, and we show you the exact number in writing before you sign. If a third-party software or hardware lease carries its own fee, we flag that first too.
Do I have to switch hardware?
Usually not. We work with most modern terminals and 175+ POS and cart integrations, so you often keep what you already use. If a swap actually saves you money we handle the migration at no charge, and any hardware you need is quoted upfront.
How long does onboarding take?
About 14 days from the first call to your first swipe is typical, even with complex software integrations. One specialist owns the whole process, so you're never chasing anyone.
How do you decide the best pricing model?
We run your real volume, average ticket, and industry through every model and recommend whichever costs you less - flat, dual pricing, or customized. There's no upsell; our team is graded on keeping you, not on which structure you land in.
Still wondering something? Call us at (800) 790-1207.
See what you could save.
It takes less than a minute to find out.